Effective Date: March 14, 2026
Last Updated: March 14, 2026
Terms of Service
Welcome to My Insurance Advisor Group LLC. By accessing our website or using our services, you agree to be bound by these Terms of Service. Please read them carefully.
1. Services
My Insurance Advisor Group LLC is a licensed independent insurance agency providing insurance consultation, quotes, and placement services for life insurance, final expense insurance, Medicare plans, annuities, and ancillary health products. We are licensed in the states in which we operate and appointed with various insurance carriers.
2. SMS Messaging Program — Terms
Program Name: My Insurance Advisor Group SMS Communications
Description: By opting in to our SMS program, you agree to receive text messages from My Insurance Advisor Group LLC including appointment confirmations and reminders, insurance quote follow-ups, policy update notifications, client service communications, and educational content related to insurance coverage.
How to Opt In: You may opt in by submitting your phone number on our website contact or lead forms with SMS consent checked, submitting your phone number through our Facebook or social media lead forms, verbally consenting during a phone call with one of our agents, or texting a keyword to our SMS number.
How to Opt Out: Reply STOP to any message. You will receive one final confirmation and no further messages will be sent. Opting out of SMS does not affect your insurance coverage or any active policies.
Help: Reply HELP or contact us at info@myinsuranceadvisorgroup.com or 727-604-7353.
Message Frequency: Message frequency varies. You may receive up to 10 messages per month.
Message and Data Rates: Standard message and data rates may apply. My Insurance Advisor Group LLC is not responsible for charges imposed by your mobile carrier.
Supported Carriers: Our SMS program is supported by most major US carriers including AT&T, Verizon, T-Mobile, Sprint, and others.
Age Restriction: Our SMS program is available to individuals 18 years of age and older only.
3. Disclaimer of Warranties
Our website and services are provided as is without warranties of any kind, express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or harmful components. Insurance quotes provided through our website or agents are estimates based on information provided and are subject to carrier underwriting approval. Final premiums and coverage terms are determined by the insurance carrier.
4. Limitation of Liability
My Insurance Advisor Group LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount paid by you for services in the twelve months preceding the claim.
5. Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://www.myinsuranceadvisorgroup.com/privacy-policy
6. Carrier Liability Disclaimer – Carriers are not liable for delayed or undelivered messages My Insurance Advisor Group LLC is an independent insurance agency and is not an employee or agent of any insurance carrier. We represent you, the client, in finding appropriate coverage. Insurance carriers are solely responsible for the terms, conditions, and payment of claims under any policy issued.
7. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Updated terms will be posted on this page with a new effective date. Continued use of our services after changes are posted constitutes acceptance.
9. Contact Information
My Insurance Advisor Group LLC
229 Timberlane Drive
Palm Harbor, Florida
Email: info@myinsuranceadvisorgroup.com
Phone: 727-604-7353
Website: https://www.myinsuranceadvisorgroup.com